Protect and grow your bitcoin wealth across generations

The first trust company designed for
bitcoin holders, their families, and their fiduciaries.
BEYOND CUSTODY

Bridging the gap between bitcoin and traditional wealth management

Custody on your terms

Choose how your bitcoin is held. With Sterling Trust and Estate, you can participate in key control alongside us or delegate key custody entirely to us. You decide who holds keys, how many, and where.

Fiduciary protection for bitcoin

We serve as institutional trustee for trusts, charitable entities, and corporations. Your bitcoin receives the same legal protection and governance as any other asset class.

Estate and succession planning

Pass bitcoin to your heirs without forcing them to manage private keys. Sterling Trust and Estate can be named a trustee in your estate plan and will faithfully execute your wishes across generations.

Work with your or our team

Already have a wealth manager, CPA, or attorney? We’ll collaborate with your team to integrate bitcoin into your broader strategy. Or let us manage your complete financial picture under one roof.

Bridging the gap between bitcoin and traditional wealth management
Sterling Trust and Estate's bitcoin custody and fiduciary solutions are powered by Unchained, the leader in bitcoin financial services since 2016. Sterling Trust and Estate is an independent subsidiary of Unchained.
Who We Serve

Bitcoin expertise designed to meet the needs of

fund managers

attorneys

trustees

fiduciaries

CIOs

CFOs

CPAs

fund managers

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Family Offices
When bitcoin is part of a portfolio, it needs more than safekeeping. It needs a governance and custody structure that is durable and operationally sound. Sterling Trust and Estate helps family offices hold bitcoin in a way that supports oversight, reporting, and long-term continuity.
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Built-in governance and reporting. We support your fiduciary responsibilities, regulatory obligations, and private key management at scale.

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Qualified custody with flexibility. Choose from custodial and non-custodial options designed to meet diverse compliance standards and family preferences.

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Long-term continuity. Create a durable structure for bitcoin ownership that supports oversight, succession, and multi-generational stewardship.

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Businesses
If bitcoin is on your balance sheet, your auditors, board, and CFO need a custody partner they can verify and trust. Sterling Trust and Estate provides institutional-grade key management, audit-ready reporting, and a structure purpose-built for corporate treasuries.
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Secure your bitcoin treasury with confidence. Qualified custody and institutional-grade key management designed for the standards your organization already operates under.

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Designed for treasury teams, not trading desks. Whether you’re accumulating, holding, borrowing, or allocating, we help you do it with security and clarity.

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Audit ready. Reporting, controls, and documentation built to meet the expectations of CFOs, treasurers, boardrooms, and auditors.

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Individuals
Whether you hold 1 bitcoin or 1,000, you deserve advisors who understand both the asset and the financial system around it. Sterling Trust and Estate helps you build an estate plan, minimize taxes, and choose the right custody model for your situation.
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Advisors who speak both languages. Equally fluent in bitcoin and traditional wealth management.

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Plan beyond the portfolio. Integrate bitcoin into your estate, inheritance, and tax strategy without sacrificing simplicity or sovereignty.

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Hold your own keys, or don't. Flexible key control options designed to put keys in the right hands based on your needs.

Ready to learn more?

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FAQ

Common Questions

What is Sterling Trust and Estate and how is it different from a traditional trust company?

Sterling Trust and Estate is the first bitcoin-native trust company. We bridge the gap between bitcoin and traditional wealth management, bringing together deep expertise in bitcoin and traditional assets under a fiduciary standard, which is the highest standard of care under law.

Why would I use a bitcoin-native trust company instead of a bank or other trust company?

Sterling Trust and Estate deeply understands the importance of protecting and securing your wealth for generations. We use robust collaborative custody solutions, pioneered by Unchained, to minimize counterparty risk and the risk of loss, theft, or misappropriation.

How does Sterling Trust and Estate support inheritance and estate planning for bitcoin?

As a Wyoming-chartered public trust company, Sterling Trust and Estate can be designated an institutional trustee for your existing or new estate plans. This means that Sterling Trust and Estate will faithfully execute your wishes and ensure that bitcoin is passed on to your beneficiaries without you worrying about complicated technical setups.

Can Sterling Trust and Estate serve as a trustee for my existing estate plan or trust structures?

Yes. Sterling Trust and Estate is able to serve as an institutional trustee, with or without investment discretion, for your existing trusts. In order to do so, we would set up a consultation with you to fully understand your needs.

What is collaborative custody?

Collaborative custody distributes your bitcoin's private keys across multiple trusted parties using multisignature. Using collaborative custody significantly reduces counterparty risk by eliminating single points of failure. No single person or entity can move your bitcoin alone. It also provides redundancy, so the loss of one key doesn't mean the loss of your bitcoin.

Can I hold my own keys while working with Sterling Trust and Estate? What if I don’t want to hold a key?

There are several strategies when approaching collaborative custody, and Sterling Trust and Estate is able to advise and tailor a solution that works best for you. Clients may hold a key, or they may delegate an agent, such as an attorney or accountant to hold a key. Sterling Trust and Estate can also recommend other institutional key agents that will hold a key in your collaborative custody setup, relieving you of any need to secure private keys.

Who is Sterling Trust and Estate best suited for?

Sterling Trust and Estate is built for individuals, families, family offices, and businesses that are seeking a fiduciary partner to help secure their generational wealth and corporate treasuries. We are not an exchange or trading platform.

Is Sterling Trust and Estate regulated?

Sterling Trust and Estate is chartered and regulated by the Wyoming State Division of Banking.

Why Wyoming?

Wyoming law prohibits anyone from being compelled to produce a private key when a public key is available to provide the information sought. That alone makes it one of the strongest jurisdictions for bitcoin trust assets. Wyoming also offers modern trust laws, superior privacy and asset protection, favorable tax treatment for qualifying trust structures, and the most advanced digital asset regulatory framework in the United States.